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Retire early, fund your child’s dream education, plan the perfect vacation, or ensure a secure wealth transfer — we help you achieve your goals and track your progress every step of the way.
It is about dreams, security, freedom, and the ability to live life on your own terms.
At Implied Financial Services LLP, we believe that every financial decision should move you closer to the life you truly want to live.
Founded by Chethan Suryanarayana and Mangala Bhat, Implied Financial Services was created with a clear purpose — to simplify investing and help individuals build lasting wealth through disciplined financial habits.
In a world filled with noise, market predictions, and short-term temptations, we focus on what truly works:
Years of rich experience
Client retention
Industry standard reputed certifications
Trusted Customers
Crores of Asset creation for clients
Happy Families
Data-driven strategies tailored to your financial goals
Balanced approach to maximize returns with security
Join thousands who trust us with their wealth
Always here to assist you on your investment journey
Key Benefits
Simple investing with professional expertise. Mutual funds combine the power of diversification, expert management, and accessibility to help you achieve your financial goals.
Mutual funds can generate superior returns compared to traditional savings options through market-linked growth.
Professional fund managers track markets, manage risks, and make informed decisions to grow your investments.
Equity, Debt, Hybrid, Index — easily choose funds that match your risk appetite, financial goals, and investment horizon.
Begin investing with small SIP amounts and use compounding to steadily grow wealth over time.
DIY vs Guided Investing
Doing it yourself gives you control, but guidance from a Mutual Fund Distributor (MFD) can protect you from costly mistakes, emotional decisions, and poor asset allocation.
An MFD helps you with fund selection, risk management, rebalancing, and hand-holding during market ups and downs — so you stay invested for your goals.
Option 1
DIY Platforms
Option 2
With an MFD
DIY
Self-research
With an MFD
A qualified MFD assists your investing
DIY
Basic questionnaire
With an MFD
Deep, professional risk profiling
DIY
Chatbot support
With an MFD
1:1 human support & grievance solving
DIY
High chance of emotional decisions
With an MFD
Regular check-ins & disciplined investing
DIY
Manual tracking & rebalancing
With an MFD
Proactive portfolio check-ups & rebalancing
DIY is great for learning. But when your goals are important — retirement, children’s education, dream home — having an MFD by your side can make all the difference.
Investment Comparison
Compare how your monthly investments can grow in different asset classes — from savings to mutual funds.
at 3% simple return
at 6% compounded return
at 9% compounded return
at 14% compounded return
Compare category-wise top performers based on historical returns and pick funds aligned with your goals.
Top performers
Showing top 5 schemes by 5Y returns in this category.
No fund data available for this category.
Want to see more funds, filters, and detailed analytics?
Our team of financial and technology professionals is dedicated to helping clients grow, protect, and manage their wealth with confidence and care.
Founder
Co Founder
Office Administration Lead
Backoffice Operations Executive
Facility Support Executive
What Our Clients Says
Stories from the clients across the globe.
“Trustworthy Service”
Chethan sir is running Very professional and trustworthy service. Implied Financial Services helped me understand my financial options and plan better for the future.
Read More
IT Professional, Bangalore
“Very Knowledgeable”
Pretty informative. Always available to support. Chethan S has wide spectrum of products and in depth knowledge in various financial products. I got curated financial advice for SIP and SWP. I am completely satisfied with the services so far.
Read More
Buisnessman, Shivamogga
“Best Guidence”
One who wants to plan his finances and future, Mr.Chethan s best consultant to guide you.Attended his classes on concepts of Trade and market. Very useful.Thank you for sharing knowledge.
Read More
Cardiologist, Shivamogga
“Very much Impressed”
What really impressed me was the way Chethan S took the time to get a feeling for where I was at, his depth knowledge, lateral thinking and common sense approach. He is professional,ethical and caring demeanor elicits my trust and respect and I gladly recommend his services wherever possible.
Many thanks. You are big asset for us.Cheers,
Read More
Professional , Bangalore
“Professional Service”
I am very much happy with the financial coaching he has provided and has always been profited with it. I have been taking his services for about 10 years till date and has never seen his advice going wrong. I have no doubts in his market reading abilities and he always suggests the best product to invest on. If you are new to investments you can just trust on his advice and you will be definitely profited from it.
Thanks and regards,
Read More
MNC , Bangalore
“Surpassed my expectations”
"Since working with Chethan Suryanarayana he has met and surpassed my expectations of working with financial matters. He took the time to really know their clients which gives me every confidence that not just my financial goals are well understood but also my comfort level. They regularly provide updates and have always been available to answer my questions or to explain options within my portfolio. Transitioning into retirement has been much easier thanks to Chethan for his guidance."
Read More
Dubai
“Good Service”
Excellent service and quick response. Mr Chethan and his team are very quick in their response and they are reliable. I am with them from 2 years.
Read More
Merchant Shimoga
“Very Professional”
They are professional and ethical. I will rely on them for my financial matters.
Read More
Senior Executive Bangalore
“Good Work, I strongly recommend”
It’s been 3 years now, I Am taking the services of Mr Chethan S, he is very clear in his execution and explains us in details on the outcome.
Read More
Shimoga
“Great Work’'
I got my risk management done from Mr Chethan S, I liked the way he approached it . I have not seen such a clear suggestion till now from any one.
I would like to take more services from Implied.
Read More
Buisnessman Shimoga
“Reliable Service”
Implied Financial Services is fantastic, they are reliable. I recommend to my friends.
Read More
SE MNC , Bangalore
“Excellent Services”
It gives me great pleasure to be associated with Implied Financial Services on my financial investment plan in various portfolios. I am happy to inform you that your timely information on likely market fluctuations and your suggestions and guidance on my investment plan is very good. I have been told very transparently. You are doing a great job on that time to time from the very beginning. In fact I have been telling my relatives friends and some of my dealers to have their investment plans with you as you are a reliable investment planner.
Wish you all the best.
Thanking you
Read More
Senoir Manager MNC Consumer Goods, Bangalore
“Well-informed guidance”
I have known him for over six years and have relied on his guidance for my investments in the stock market. What distinguishes him is his clarity, integrity, and ability to explain various investment opportunities along with the associated risks in a simple and transparent manner.
Based on his advice, I have invested in different market products and have benefited greatly. He is approachable, intuitive, and always prompt in responding whenever guidance is required. I strongly recommend him to anyone seeking dependable and well informed guidance for investing in the financial markets.
Read More
Scientist (Retd), DRDO
“Domain expertise, combined with his humane approach”
I, Prof. Gowrish Basavarajappa, have a decade-plus experience in electronics engineering, am currently a faculty at the Indian Institute of Technology Roorkee, India. With regards to the investment in Mutual Funds, the credit for my transformation from an avid sceptic (at times a cynic) to an investor goes to Mr. Chethan Suryanarayana, who is the founder of Implied Financial Services LLP, Shivamogga, Karnataka. With regular suggestions and guidance from Implied Financial Services, I have been an investor in Mutual Funds through SIP since 2022 and have obtained the benefits of my investments as well. The tangible wealth generation has encouraged me to enrol all my family members to invest in Mutual Funds. The most important aspect of Implied Financial Services worth mentioning here is that Mr. Chethan has curated advice for each investor based on the individual’s financial goals. His domain expertise, combined with his humane approach, is rare to find these days, especially when wealth is involved. Thank you, Mr Chethan and Implied Financial Services, for the service and support you have rendered to my family and me, and I wish your service may benefit many more people in their financial well-being as well. All the best for the wonderful journey ahead. Thank you, Gowrish Basavarajappa.
Read More
Indian Institute of Technology Roorkee, India
“Trustable”
I Trust with Implied Financial Services. I've known my advisor Chethan S for the past 12 years and find him to be very professional and knowledgeable. I noticed he truly listens to his client’s needs, he communicates well and understands my financial needs. He is very reliable, a confident for financial matters.
Read More
MNC, Bangalore
“Great Handholding”
We got investment execution done by Implied Financial Services for us and we are impressed with the amount of time they spends with us and how he makes us understand our needs. I recommend Implied Financial
Services to my friends as well.
Read More
Senior Consultant MNC ,Bangalore
“Trustworthy Service”
Chethan sir is running Very professional and trustworthy service. Implied Financial Services helped me understand my financial options and plan better for the future.
Read More
IT Professional, Bangalore
“Very Knowledgeable”
Pretty informative. Always available to support. Chethan S has wide spectrum of products and in depth knowledge in various financial products. I got curated financial advice for SIP and SWP. I am completely satisfied with the services so far.
Read More
Buisnessman, Shivamogga
“Best Guidence”
One who wants to plan his finances and future, Mr.Chethan s best consultant to guide you.Attended his classes on concepts of Trade and market. Very useful.Thank you for sharing knowledge.
Read More
Cardiologist, Shivamogga
“Very much Impressed”
What really impressed me was the way Chethan S took the time to get a feeling for where I was at, his depth knowledge, lateral thinking and common sense approach. He is professional,ethical and caring demeanor elicits my trust and respect and I gladly recommend his services wherever possible.
Many thanks. You are big asset for us.Cheers,
Read More
Professional , Bangalore
“Professional Service”
I am very much happy with the financial coaching he has provided and has always been profited with it. I have been taking his services for about 10 years till date and has never seen his advice going wrong. I have no doubts in his market reading abilities and he always suggests the best product to invest on. If you are new to investments you can just trust on his advice and you will be definitely profited from it.
Thanks and regards,
Read More
MNC , Bangalore
“Surpassed my expectations”
"Since working with Chethan Suryanarayana he has met and surpassed my expectations of working with financial matters. He took the time to really know their clients which gives me every confidence that not just my financial goals are well understood but also my comfort level. They regularly provide updates and have always been available to answer my questions or to explain options within my portfolio. Transitioning into retirement has been much easier thanks to Chethan for his guidance."
Read More
Dubai
“Good Service”
Excellent service and quick response. Mr Chethan and his team are very quick in their response and they are reliable. I am with them from 2 years.
Read More
Merchant Shimoga
“Very Professional”
They are professional and ethical. I will rely on them for my financial matters.
Read More
Senior Executive Bangalore
“Good Work, I strongly recommend”
It’s been 3 years now, I Am taking the services of Mr Chethan S, he is very clear in his execution and explains us in details on the outcome.
Read More
Shimoga
“Great Work’'
I got my risk management done from Mr Chethan S, I liked the way he approached it . I have not seen such a clear suggestion till now from any one.
I would like to take more services from Implied.
Read More
Buisnessman Shimoga
“Reliable Service”
Implied Financial Services is fantastic, they are reliable. I recommend to my friends.
Read More
SE MNC , Bangalore
“Excellent Services”
It gives me great pleasure to be associated with Implied Financial Services on my financial investment plan in various portfolios. I am happy to inform you that your timely information on likely market fluctuations and your suggestions and guidance on my investment plan is very good. I have been told very transparently. You are doing a great job on that time to time from the very beginning. In fact I have been telling my relatives friends and some of my dealers to have their investment plans with you as you are a reliable investment planner.
Wish you all the best.
Thanking you
Read More
Senoir Manager MNC Consumer Goods, Bangalore
“Well-informed guidance”
I have known him for over six years and have relied on his guidance for my investments in the stock market. What distinguishes him is his clarity, integrity, and ability to explain various investment opportunities along with the associated risks in a simple and transparent manner.
Based on his advice, I have invested in different market products and have benefited greatly. He is approachable, intuitive, and always prompt in responding whenever guidance is required. I strongly recommend him to anyone seeking dependable and well informed guidance for investing in the financial markets.
Read More
Scientist (Retd), DRDO
“Domain expertise, combined with his humane approach”
I, Prof. Gowrish Basavarajappa, have a decade-plus experience in electronics engineering, am currently a faculty at the Indian Institute of Technology Roorkee, India. With regards to the investment in Mutual Funds, the credit for my transformation from an avid sceptic (at times a cynic) to an investor goes to Mr. Chethan Suryanarayana, who is the founder of Implied Financial Services LLP, Shivamogga, Karnataka. With regular suggestions and guidance from Implied Financial Services, I have been an investor in Mutual Funds through SIP since 2022 and have obtained the benefits of my investments as well. The tangible wealth generation has encouraged me to enrol all my family members to invest in Mutual Funds. The most important aspect of Implied Financial Services worth mentioning here is that Mr. Chethan has curated advice for each investor based on the individual’s financial goals. His domain expertise, combined with his humane approach, is rare to find these days, especially when wealth is involved. Thank you, Mr Chethan and Implied Financial Services, for the service and support you have rendered to my family and me, and I wish your service may benefit many more people in their financial well-being as well. All the best for the wonderful journey ahead. Thank you, Gowrish Basavarajappa.
Read More
Indian Institute of Technology Roorkee, India
“Trustable”
I Trust with Implied Financial Services. I've known my advisor Chethan S for the past 12 years and find him to be very professional and knowledgeable. I noticed he truly listens to his client’s needs, he communicates well and understands my financial needs. He is very reliable, a confident for financial matters.
Read More
MNC, Bangalore
“Great Handholding”
We got investment execution done by Implied Financial Services for us and we are impressed with the amount of time they spends with us and how he makes us understand our needs. I recommend Implied Financial
Services to my friends as well.
Read More
Senior Consultant MNC ,Bangalore
“Great Handholding”
We got investment execution done by Implied Financial Services for us and we are impressed with the amount of time they spends with us and how he makes us understand our needs. I recommend Implied Financial
Services to my friends as well.
Read More
Senior Consultant MNC ,Bangalore
“Trustable”
I Trust with Implied Financial Services. I've known my advisor Chethan S for the past 12 years and find him to be very professional and knowledgeable. I noticed he truly listens to his client’s needs, he communicates well and understands my financial needs. He is very reliable, a confident for financial matters.
Read More
MNC, Bangalore
“Domain expertise, combined with his humane approach”
I, Prof. Gowrish Basavarajappa, have a decade-plus experience in electronics engineering, am currently a faculty at the Indian Institute of Technology Roorkee, India. With regards to the investment in Mutual Funds, the credit for my transformation from an avid sceptic (at times a cynic) to an investor goes to Mr. Chethan Suryanarayana, who is the founder of Implied Financial Services LLP, Shivamogga, Karnataka. With regular suggestions and guidance from Implied Financial Services, I have been an investor in Mutual Funds through SIP since 2022 and have obtained the benefits of my investments as well. The tangible wealth generation has encouraged me to enrol all my family members to invest in Mutual Funds. The most important aspect of Implied Financial Services worth mentioning here is that Mr. Chethan has curated advice for each investor based on the individual’s financial goals. His domain expertise, combined with his humane approach, is rare to find these days, especially when wealth is involved. Thank you, Mr Chethan and Implied Financial Services, for the service and support you have rendered to my family and me, and I wish your service may benefit many more people in their financial well-being as well. All the best for the wonderful journey ahead. Thank you, Gowrish Basavarajappa.
Read More
Indian Institute of Technology Roorkee, India
“Well-informed guidance”
I have known him for over six years and have relied on his guidance for my investments in the stock market. What distinguishes him is his clarity, integrity, and ability to explain various investment opportunities along with the associated risks in a simple and transparent manner.
Based on his advice, I have invested in different market products and have benefited greatly. He is approachable, intuitive, and always prompt in responding whenever guidance is required. I strongly recommend him to anyone seeking dependable and well informed guidance for investing in the financial markets.
Read More
Scientist (Retd), DRDO
“Excellent Services”
It gives me great pleasure to be associated with Implied Financial Services on my financial investment plan in various portfolios. I am happy to inform you that your timely information on likely market fluctuations and your suggestions and guidance on my investment plan is very good. I have been told very transparently. You are doing a great job on that time to time from the very beginning. In fact I have been telling my relatives friends and some of my dealers to have their investment plans with you as you are a reliable investment planner.
Wish you all the best.
Thanking you
Read More
Senoir Manager MNC Consumer Goods, Bangalore
“Reliable Service”
Implied Financial Services is fantastic, they are reliable. I recommend to my friends.
Read More
SE MNC , Bangalore
“Great Work’'
I got my risk management done from Mr Chethan S, I liked the way he approached it . I have not seen such a clear suggestion till now from any one.
I would like to take more services from Implied.
Read More
Buisnessman Shimoga
“Good Work, I strongly recommend”
It’s been 3 years now, I Am taking the services of Mr Chethan S, he is very clear in his execution and explains us in details on the outcome.
Read More
Shimoga
“Very Professional”
They are professional and ethical. I will rely on them for my financial matters.
Read More
Senior Executive Bangalore
“Good Service”
Excellent service and quick response. Mr Chethan and his team are very quick in their response and they are reliable. I am with them from 2 years.
Read More
Merchant Shimoga
“Surpassed my expectations”
"Since working with Chethan Suryanarayana he has met and surpassed my expectations of working with financial matters. He took the time to really know their clients which gives me every confidence that not just my financial goals are well understood but also my comfort level. They regularly provide updates and have always been available to answer my questions or to explain options within my portfolio. Transitioning into retirement has been much easier thanks to Chethan for his guidance."
Read More
Dubai
“Professional Service”
I am very much happy with the financial coaching he has provided and has always been profited with it. I have been taking his services for about 10 years till date and has never seen his advice going wrong. I have no doubts in his market reading abilities and he always suggests the best product to invest on. If you are new to investments you can just trust on his advice and you will be definitely profited from it.
Thanks and regards,
Read More
MNC , Bangalore
“Very much Impressed”
What really impressed me was the way Chethan S took the time to get a feeling for where I was at, his depth knowledge, lateral thinking and common sense approach. He is professional,ethical and caring demeanor elicits my trust and respect and I gladly recommend his services wherever possible.
Many thanks. You are big asset for us.Cheers,
Read More
Professional , Bangalore
“Best Guidence”
One who wants to plan his finances and future, Mr.Chethan s best consultant to guide you.Attended his classes on concepts of Trade and market. Very useful.Thank you for sharing knowledge.
Read More
Cardiologist, Shivamogga
“Very Knowledgeable”
Pretty informative. Always available to support. Chethan S has wide spectrum of products and in depth knowledge in various financial products. I got curated financial advice for SIP and SWP. I am completely satisfied with the services so far.
Read More
Buisnessman, Shivamogga
“Trustworthy Service”
Chethan sir is running Very professional and trustworthy service. Implied Financial Services helped me understand my financial options and plan better for the future.
Read More
IT Professional, Bangalore
“Great Handholding”
We got investment execution done by Implied Financial Services for us and we are impressed with the amount of time they spends with us and how he makes us understand our needs. I recommend Implied Financial
Services to my friends as well.
Read More
Senior Consultant MNC ,Bangalore
“Trustable”
I Trust with Implied Financial Services. I've known my advisor Chethan S for the past 12 years and find him to be very professional and knowledgeable. I noticed he truly listens to his client’s needs, he communicates well and understands my financial needs. He is very reliable, a confident for financial matters.
Read More
MNC, Bangalore
“Domain expertise, combined with his humane approach”
I, Prof. Gowrish Basavarajappa, have a decade-plus experience in electronics engineering, am currently a faculty at the Indian Institute of Technology Roorkee, India. With regards to the investment in Mutual Funds, the credit for my transformation from an avid sceptic (at times a cynic) to an investor goes to Mr. Chethan Suryanarayana, who is the founder of Implied Financial Services LLP, Shivamogga, Karnataka. With regular suggestions and guidance from Implied Financial Services, I have been an investor in Mutual Funds through SIP since 2022 and have obtained the benefits of my investments as well. The tangible wealth generation has encouraged me to enrol all my family members to invest in Mutual Funds. The most important aspect of Implied Financial Services worth mentioning here is that Mr. Chethan has curated advice for each investor based on the individual’s financial goals. His domain expertise, combined with his humane approach, is rare to find these days, especially when wealth is involved. Thank you, Mr Chethan and Implied Financial Services, for the service and support you have rendered to my family and me, and I wish your service may benefit many more people in their financial well-being as well. All the best for the wonderful journey ahead. Thank you, Gowrish Basavarajappa.
Read More
Indian Institute of Technology Roorkee, India
“Well-informed guidance”
I have known him for over six years and have relied on his guidance for my investments in the stock market. What distinguishes him is his clarity, integrity, and ability to explain various investment opportunities along with the associated risks in a simple and transparent manner.
Based on his advice, I have invested in different market products and have benefited greatly. He is approachable, intuitive, and always prompt in responding whenever guidance is required. I strongly recommend him to anyone seeking dependable and well informed guidance for investing in the financial markets.
Read More
Scientist (Retd), DRDO
“Excellent Services”
It gives me great pleasure to be associated with Implied Financial Services on my financial investment plan in various portfolios. I am happy to inform you that your timely information on likely market fluctuations and your suggestions and guidance on my investment plan is very good. I have been told very transparently. You are doing a great job on that time to time from the very beginning. In fact I have been telling my relatives friends and some of my dealers to have their investment plans with you as you are a reliable investment planner.
Wish you all the best.
Thanking you
Read More
Senoir Manager MNC Consumer Goods, Bangalore
“Reliable Service”
Implied Financial Services is fantastic, they are reliable. I recommend to my friends.
Read More
SE MNC , Bangalore
“Great Work’'
I got my risk management done from Mr Chethan S, I liked the way he approached it . I have not seen such a clear suggestion till now from any one.
I would like to take more services from Implied.
Read More
Buisnessman Shimoga
“Good Work, I strongly recommend”
It’s been 3 years now, I Am taking the services of Mr Chethan S, he is very clear in his execution and explains us in details on the outcome.
Read More
Shimoga
“Very Professional”
They are professional and ethical. I will rely on them for my financial matters.
Read More
Senior Executive Bangalore
“Good Service”
Excellent service and quick response. Mr Chethan and his team are very quick in their response and they are reliable. I am with them from 2 years.
Read More
Merchant Shimoga
“Surpassed my expectations”
"Since working with Chethan Suryanarayana he has met and surpassed my expectations of working with financial matters. He took the time to really know their clients which gives me every confidence that not just my financial goals are well understood but also my comfort level. They regularly provide updates and have always been available to answer my questions or to explain options within my portfolio. Transitioning into retirement has been much easier thanks to Chethan for his guidance."
Read More
Dubai
“Professional Service”
I am very much happy with the financial coaching he has provided and has always been profited with it. I have been taking his services for about 10 years till date and has never seen his advice going wrong. I have no doubts in his market reading abilities and he always suggests the best product to invest on. If you are new to investments you can just trust on his advice and you will be definitely profited from it.
Thanks and regards,
Read More
MNC , Bangalore
“Very much Impressed”
What really impressed me was the way Chethan S took the time to get a feeling for where I was at, his depth knowledge, lateral thinking and common sense approach. He is professional,ethical and caring demeanor elicits my trust and respect and I gladly recommend his services wherever possible.
Many thanks. You are big asset for us.Cheers,
Read More
Professional , Bangalore
“Best Guidence”
One who wants to plan his finances and future, Mr.Chethan s best consultant to guide you.Attended his classes on concepts of Trade and market. Very useful.Thank you for sharing knowledge.
Read More
Cardiologist, Shivamogga
“Very Knowledgeable”
Pretty informative. Always available to support. Chethan S has wide spectrum of products and in depth knowledge in various financial products. I got curated financial advice for SIP and SWP. I am completely satisfied with the services so far.
Read More
Buisnessman, Shivamogga
“Trustworthy Service”
Chethan sir is running Very professional and trustworthy service. Implied Financial Services helped me understand my financial options and plan better for the future.
Read More
IT Professional, Bangalore
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